SMA BackOffice Website Terms and Conditions
Last Updated: June 2026

Welcome to the website of SMA BackOffice (www.smabackoffice.co.za).
By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be contractually bound by these Terms and Conditions, read in conjunction with our Privacy Policy and official Service Engagement Letters.

1. Nature of Website Information
The content, service descriptions, and informational write-ups displayed on this website are provided for general information purposes only. They do not constitute formal binding professional financial, tax, or legal advice. A formal business-client relationship is only established once an official SMA BackOffice Engagement Letter is signed by both parties and the initial monthly retainer is settled.

2. Use of Contact and Intake Forms
By completing any "Request a Quote", "Contact Us", or onboarding information form on this website, you warrant that all information supplied is completely accurate, true, and belongs to you or an entity you are legally authorized to represent. You agree that SMA BackOffice may use these details to contact you regarding our professional service packages.

3. Intellectual Property Rights
All content displayed on this website—including but not limited to text, graphics, the SMA BackOffice rectangular logo, brand color combinations, stationery layouts, package descriptions, and button designs—is the exclusive intellectual property of SMA BackOffice. Unauthorized reproduction, distribution, or modification of these assets for commercial use is strictly prohibited without prior written consent from the founders.

4. Limitation of LiabilityWhile we strive to ensure that the information on this website is accurate and current, SMA BackOffice provides this site on an "as is" basis. To the maximum extent permitted by South African law:SMA BackOffice accepts no liability for any direct, indirect, or consequential loss or damage arising from the use of this website or reliance on its contents.We do not guarantee that the website or its host servers are completely free of operational interruptions, delays, bugs, or malware, although proactive cybersecurity measures are actively maintained.

5. External Links
Our website may occasionally feature links to external websites, software platforms (such as Sage), or regulatory bodies (such as SARS). SMA BackOffice has no control over the privacy policies, terms, or content changes of these third-party platforms and accepts no liability for their operational behavior.

6. Governing Law
These Terms and Conditions are governed by, interpreted, and enforced strictly in accordance with the laws of the Republic of South Africa. Any disputes arising directly from the use of this website fall under the exclusive jurisdiction of the South African courts.